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Disclaimer:Pre-owned vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (419) 782-0607 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment.

Car Payment Calculator for Ohio Shoppers

We all want to make the right choice when buying our next vehicle. However, when it’s time to trade in for something better, many Lima drivers struggle to find a car they like in their price range. At Exceptional Motorcar, we think it should be easy to find the right car for the right price! While browsing our used vehicle inventory, you can utilize our handy used car calculator to estimate and compare monthly payments. With our car payment calculator, Ohio drivers can understand their buying power and find a vehicle that checks all their boxes while staying within their budget. Get started above, or read below for more information on how to use our used car calculator.

How it Works

Our used car calculator is easy to use from the comfort of your home in Findlay! Here are the steps:

  • Vehicle Price — Fill in the price of the used car you’re considering.
  • Interest Rate — Select the interest rate you qualify for. Need a little help? See our guides on how to calculate interest rates and the average interest rates for car loans.
  • Loan Term — How long do you want to make car payments for? A shorter loan term will have larger payments, while a longer loan term will have smaller payments.
  • Down Payment — Enter your down payment amount.
  • Trade-In Value — How much is your current vehicle worth? Value your trade to get an estimate, and fill in the amount in this field.

Click “Calculate Payments” to see the estimated monthly payment based on the criteria you entered.

How Much is a Down Payment for a Used Car?

So, how much is a down payment for a used car? The commonly stated down payment percentage for a used car is 10% to 20%. We will tell you, in any case, that having a higher down payment when you come from Toledo to our dealership will help you pay less each month because you borrow less money to get the loan in the first place.

How Much Do Used Cars Cost?

It depends on what you’re looking for. If you want to drive a late-generation used car with modern features and low mileage, you’ll pay more than you would for an older model year. On the other hand, if you’re open to an older model year, you can find some great options for under $15K. At Exceptional Motorcar, we strive to offer an inventory that meets the needs of every shopper.

Let’s Have a Chat in Defiance, OH

After using our car payment calculator in Ohio, do you have some questions for our finance team? We’re ready to help you get through the car-buying process without any fuss. Contact us to start a conversation, or stop by our convenient location in Defiance! We’ll be ready to help with car-buying advice you can trust.